Self-employed

If you're self-employed you're not required to contribute a percentage of your pay. Instead, you agree your contribution level with your provider.

KiwiSaver is very flexible if you're self-employed. You're not required to contribute a set percentage of your pay. Instead you can agree your contribution level with your KiwiSaver provider. Some providers may have minimum contribution requirements. You can either:

Benefits for self-employed people

If you're self-employed you can enjoy all the benefits of KiwiSaver except the employer contributions. When you join, if you're eligible:

Joining KiwiSaver

You'll need to join directly with a KiwiSaver provider of your choice by requesting an investment statement and completing an enrolment form.